You'd think the credit data market would be fairly predictable by now. But if there's one thing we've learned from working in credit risk for the last 30 years, change is constant. While some ...

In the course of nearly 30 years of collecting data about consumer spending patterns, Experian plc has amassed detailed information on more than 1 billion people and 25 million U.S. businesses. As one ...

CONSIDERED TO BE VULNERABLE. TIME RIGHT NOW 644 A MICHIGAN BASED COMPANY THAT HELPS CAR DEALERSHIPS WITH FINANCING AND CREDIT REPORTS, IS WORKING TO CONTACT NEARLY 6 MILLION AMERICANS AFTER A DATA ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

I’ve spent my adult life bulldozing through the jungle of American business credit—first as a young entrepreneur fixing signs for cash in Idaho. Then, in that same business, I was slowly learning to ...

Most lenders think of credit bureau costs as a procurement issue, something to review at renewal. But in reality, overpaying for credit data has a knock-on effect across the entire credit lifecycle.

This week, LexisNexis Risk Solutions unveiled the findings of its inaugural Global Consumer Lending Confidence Report. The study, conducted by Datos Insights, reveals that as visibility into consumer ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

NEW YORK--(BUSINESS WIRE)--Bloom Credit, the leading API platform modernizing the access, reporting, and expansion of credit data, announced today a strategic partnership with next-generation, risk ...