What Happens When You Apply for Too Many Credit Cards in One Year

Applying for too many credit cards in a short window can hurt your credit score and raise red flags with lenders. Here's what ...
Wall Street Journal

What Is a Hard Inquiry and Does It Hurt Your Credit?

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Here's What Happens to Your Credit Score When You Apply for the Amex Platinum Card

Applying for the Amex Platinum Card doesn't automatically hurt your credit score. Here's how the process works and what to ...
CNET

Soft Pull vs. Hard Pull Credit Inquiry: Here’s the Difference

Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.

The smartest time to apply for a new credit card (most people get this wrong)

Timing a credit card application can mean the difference between a huge welcome offer and a wasted hard inquiry. Here's when ...
CNBC

Not all hard inquiries are created equal — you might want to wait before applying for another credit card

When you apply for any kind of credit, the application triggers a hard inquiry on your credit report which can cause your credit score to drop a few points (although the drop is temporary). The good ...
Fox Business

What is a hard inquiry, and how does it affect your credit score?

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Here's What Happens When You Apply for Two Credit Cards on the Same Day

Applying for two credit cards in one day is more common than you think. Here's what actually happens to your credit score and ...
NerdWallet

Soft vs. Hard Credit Inquiries: How They Work

A soft inquiry pulls enough of your credit history to determine your creditworthiness; a hard inquiry is a formal review of your credit report. Many or all of the products on this page are from ...
Forbes

Will Asking For A Credit Limit Increase Affect Your Credit Score?

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...
Forbes

Does Checking Your Credit Score Lower It?

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...
AOL

‘Soft’ Credit Inquiry vs. ‘Hard’ Credit Inquiry: What’s the Difference?

Note to readers: Visit our Coronavirus Information Center for more information about how the response to the outbreak affects your student debt, and other forms of financial hardship. Your credit ...