Fannie Mae and Freddie Mac will accept VantageScore 4.0 loans that factor in rent and utility payments, potentially helping ...
The FICO versus VantageScore debate is about more than score fees, as lender choice, adverse selection and secondary-market ...
The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...
FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...
Newrez, a top five mortgage lender and servicer, recognized the role its deep partnership with Freddie Mac played in enabling the U.S. Federal Housing (FHFA), Freddie Mac, and Fannie Mae to move ...
Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...
New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...
Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in alignment with U.S. Federal Housing and Fannie ...
Fair Isaac Corporation faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing ...